Yeliz+Çal

Money To Inform To inform my audience about the necessity of putting money aside for future purposes and life guaranty  **4. THESIS STATEMENT ** The uncertainty of the future leads us to understand the benefit of saving money as an emergency fund to cope with not only unpredicted events that may ruin our lives such as loosing our job and becoming disable but also offer our children the opportunity to go to college and ensure a good future with a financial situation net of safety.  **5. AUDIENCE ANALYSIS ** My audience includes university students and company workers 
 * 1. TOPIC **
 * 2. GENERAL PURPOSE **
 * 3. SPECIFIC PURPOSE **

 **<span style="font-family: 'Times New Roman',serif; font-size: 12pt;">6. MAIN POINTS ** <span style="font-family: 'Times New Roman',serif; font-size: 12pt;">Meanings of money <span style="font-family: 'Times New Roman',serif; font-size: 12pt;"> Reasons of saving money How are we able to save money ? **<span style="font-family: 'Times New Roman',serif; font-size: 12pt;">7. WORKING OUTLINE **<span style="font-family: Arial,sans-serif; font-size: 8pt;"> **<span style="font-family: 'Times New Roman',serif; font-size: 12pt;"> TOPIC **<span style="font-family: 'Times New Roman',serif; font-size: 12pt;"> **:**Money <span style="font-family: Arial,sans-serif; font-size: 8pt;"> **<span style="font-family: 'Times New Roman',serif; font-size: 12pt;"> SPECIFIC PURPOSE : **<span style="font-family: 'Times New Roman',serif; font-size: 12pt;">. To inform my audience about the necessity of putting money aside for future purposese and life guaranty <span style="font-family: Arial,sans-serif; font-size: 8pt;"> **<span style="font-family: 'Times New Roman',serif; font-size: 12pt;"> THESIS STATEMENT : ** The uncertainty of the future leads us to understand the benefit of saving money as an emergency fund to cope with not only unpredicted events that may ruin our lives such as loosing our job. <span style="font-family: Arial,sans-serif; font-size: 8pt;">

**__<span style="font-family: 'Times New Roman',serif; font-size: 12pt;">INTRODUCTION __** <span style="font-family: Arial,sans-serif; font-size: 8pt;"> <span style="line-height: normal; margin-left: 18.0pt; mso-list: l0 level1 lfo1; tab-stops: list 18.0pt; text-indent: -18.0pt;"> · <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt;">Definiton of money <span style="font-family: 'Times New Roman',serif; font-size: 12pt; line-height: 130%;">There are several meanings of money. In generally, <span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;">we can define money as anything that is generally accepted as payment for goods and services and repayment of debts <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;"> .And also, it is often defined in terms of the three **functions** or **services** that it provides. Money serves as a **medium of exchange**, as a **store of value**, and as a **unit of account.** <span style="font-family: 'Times New Roman',serif; font-size: 12pt; line-height: 130%;"> <span style="line-height: 150%; margin-left: 18.0pt; mso-list: l0 level1 lfo1; tab-stops: list 18.0pt; text-indent: -18.0pt;"> · <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Highlight the importance and advantage of saving money <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"> We need money in every part of our lifes such as foods, clothes, books, travel so on. Therefore, we can say that money is everyting.There are many advantages of saving money like feeling more in control, providing good living conditions for next generations, ,and protecting from rainy days. <span style="line-height: 150%; margin-left: 18.0pt; mso-list: l0 level1 lfo1; tab-stops: list 18.0pt; text-indent: -18.0pt;"> · <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;">Ways of saving money <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 150%;"> There are several ways of saving money but it depends on person, person’s life conditions etc. Thus, I will tackle the most general and core ways that come to mind.Firstly, reduce your expenses by cutting down your extra drinks, foods and buying presents and clothes when they are on sale. Second, find part time job as extra financial source. Lastly, clear credit card debit. <span style="font-family: Arial,sans-serif; font-size: 8pt; line-height: 130%;"> **__<span style="font-family: 'Times New Roman',serif; font-size: 12pt; line-height: 130%;">BODY __**<span style="font-family: Arial,sans-serif; font-size: 8pt; line-height: 130%;"> <span style="font-family: 'Times New Roman',serif; font-size: 12pt; line-height: 130%;">I.Money has three functions. First ** Medium of exchange. **<span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;">Money's most important function is as a medium of exchange to facilitate transactions. Without money, all transactions would have to be conducted by **barter**, which involves direct exchange of one good or service for another. Second, **Store of value.** In order to be a medium of exchange, money must hold its value over time; that is, it must be a store of value. Third, **Unit of account.** Money also functions as a unit of account, providing // a //// common measure of the value // of goods and services being exchanged. <span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;">2. Importance of money different in all of our lifes. For example, it is important to buy a ball for child, maintaining education life for students ,buying house,s cars for others etc. Briefly, money is very vital for people and it is everything. <span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;">3. <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;"> Saving money imposes 3 great advantages for people <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;"> 3.1. Feel more in control of your life** : **It gives you unbelievable freedom to do what you want to do, when you want to do it because you have more options and you are the boss of your money.

<span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 115%;">3.2.Provide good living condition: It offers us having good life in the future so it will help us when we are in eld. After we retire, we do not work so we do not have regular salary even we have the amount of the money may not be enough.In this situation we can use our money without sticking to someone. It offers our children the opportunity to go to college and ensure a good future with a financial situation net of safety as well as. <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;"> 3.3.Protect from rainy days** : **We can not know what will happen in the future time**. **May be we can lose our job, we can lose our healty results have an accident, industrial accident so on.Therefore, we need to take precaution against some uncertainties.Thus, It will protect us from rainy days thanks to saving money. <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;">4. I will emphasize the three main ways of saving money. <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;"> 4.1.Reducing your expenses:We need to cut down our expenses if they are not needed or necessary.For example,we should reduce our extra drinks and foods and we should pay attenion to not to eat in out everyday.Besides, we shoul prefer to buy the things that we need when they are on sales and we should not buy well know brands. <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;"> 4.2.Finding a part time job: We can find another job and save money that we earn from the job.This is espacially more convinience for the workers who already have a regular job and work part time.It is suitable for students either.They can evaluate their free time by finding another job as save money. <span style="font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;">4.3.Clearing your credit or debit card: Instead of using debit card we should use cash. Since we do not reliaze and control ourself while we use it,we can spent much money to buy something.Not to do this, we have to close our credit card.Thus we can control howmuch money we have and howmuch money we spent and we can put aside our left money instead of buying something that we do not need. ** __<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 130%;">CONCLUSION __ **<span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;">To recap, <span style="color: black; font-family: "Times New Roman","serif"; font-size: 12.0pt; line-height: 130%;">We need to save money to have more in control of our lifes, providing better education and good living condition for us and our children, protecting from rainy days. To cope with those, reducing expenses, finding another job, and clearing or closing credit card will be the significant ways that should be followed. Briefly, “Save money live better”. ** __<span style="color: black; font-family: "Arial","sans-serif"; font-size: 12.0pt; line-height: 130%;"> Sources __ ** [|**www.wikipedia.com**]<span style="color: black; font-family: Arial,sans-serif; line-height: 130%;"> ** __<span style="color: black; font-family: Arial,sans-serif; line-height: 130%;">www.cliffsnotes.com __ ** <span style="color: black; font-family: Arial,sans-serif; line-height: 130%;"> <span style="color: black; font-family: Arial,sans-serif; line-height: 130%;">

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